Crafting Dreams
Into Reality!
Access Unlimited Financial Potential with
Our Easy Business Loans.
Our Easy Business Loans.
- RBI Registered Company
• Quick Loan Disbursal
• Minimum Documentation
• Affordable Interest Rates
• Quick Loan Disbursal
• Minimum Documentation
• Affordable Interest Rates
• Quick Loan Disbursal
• Minimum Documentation
• Affordable Interest Rates
• Quick Loan Disbursal
• Minimum Documentation
• Affordable Interest Rates
• Quick Loan Disbursal
• Minimum Documentation
• Affordable Interest Rates
Crafting Dreams
Into Reality!
Access Unlimited Financial Potential with Our Easy Business Loans.
- RBI Registered Company
• Quick Loan Disbursal
• Minimum Documentation
• Affordable Interest Rates
• Quick Loan Disbursal
• Minimum Documentation
• Affordable Interest Rates
• Quick Loan Disbursal
• Minimum Documentation
• Affordable Interest Rates
• Quick Loan Disbursal
• Minimum Documentation
• Affordable Interest Rates
• Quick Loan Disbursal
• Minimum Documentation
• Affordable Interest Rates
Maximize Your Business Potential with KredStone
Get Secured Business
Loans against Property!
Loans against Property!
We provide funds for:
Unlock the value of your existing property by taking an easy loan against it. With attractive interest rates, transparency in dealings, quick disbursement and minimal paper work, it’s our way of taking you a step closer towards fulfilling your dreams come true.
We provide funds for:
Working capital
Purchase of machines/equipment
Infrastructure requirements
Expansion
Who Can Apply
KredStone provides business loans ranging up to Rs. 30 lacs.
Here is a list of the criteria based on which business loans are provided
Who?
Partnership firms, proprietorship forms, pvt ltd companies, public ltd companies and LLP domiciled in India
Age
18 years to 70 years
Business
Business existence of at least 2 years and running in profit for the last 2 years
Credit Score
Applicant or business should have a good credit score and appropriate cash flow history and financial security.
Documents Required
KYC Details
Property Documents
Bank Statement
ITR Statement for last 3 years
Audited P&L Statement for last 3 years
Why KredStone?
Quick Loan Disbursal
Minimum Documentation
Affordable Interest Rates
Customized Loan Products
RBI Registered Company
Collateral Flexibility
FAQs
What is a business loan?
At Open Capital, we understand that every business is different and has different financial needs. That's why we offer Business Loans that are designed to be flexible and customisable, so you can get the quick funding required to grow your business. Whether you're new to business, experiencing a slowdown, or need funds for any other purpose, our Business Loans can help you get the money when you need it the most.
What are the documents required for a business loan?
The documents required for Sole Proprietorship are listed below.
Sole Proprietorship
- PAN Card
- Aadhaar Card
- Any 1 of the following business documents:
- Udyog Aadhaar
- MSME Certificate
- Gumasta License
- Shops and establishment certificate
- Trade License
- Labour License
- Food License
- GST Certificate
- Registration Proof
- Regional state registration certificate
- Municipal corporation department certificate or License
- Sales and Income Tax returns
- IEC (Import exporter code) issued by the office of DGFT
- Registration document issued by sales/service tax authority
Who can get business loans?
We offer business loans to sole proprietorships.
Can I get a business loan without collateral?
Yes! You can get a Business Loan without any collateral or security.
Am I eligible for a business loan?
You are eligible for a Business Loan if you fall under the category of sole proprietorship. However, the loan approval depends on the proper submission of documents, the basis of your financial history and our internal credit policy.
How long does it take for a business loan to be disbursed?
The business loan is disbursed within 48 hours from the time of loan approval.
How much EMI do I need to pay?
Your EMI depends on the loan amount and the tenure you selected for repayment.
What is the maximum amount I can take through a business loan?
You can currently take a business loan for up to INR 30 Lakhs.
How long can I take to repay the loan?
You can take up to 60 months to repay your business loan.
